Right here Are the ten Least expensive States for Single Folks: Report

When you obtained a job provide in Massachusetts, may you afford to maneuver there? What about Hawaii? Monetary website SmartAsset used the newest knowledge accessible (February 2025) from the MIT Dwelling Wage Calculator to collect the fundamental price of dwelling, together with requirements like housing, meals, transportation, and earnings taxes, to search out how a lot wage it takes to stay “comfortably” in every state.

Researchers utilized the price of dwelling in each U.S. state to a 50/30/20 price range (50% for wants, 30% for needs, and 20% for financial savings) to kind the record. Unsurprisingly, Hawaii was discovered to be the most costly state for a single grownup to stay comfortably.

Associated: Here is How A lot a Household of 4 Must Stay ‘Comfortably’ in Each U.S. State, In accordance with a New Report

Dwelling “comfortably” is outlined as incomes sufficient cash for wants like housing and needs like making an attempt that dear restaurant, whereas nonetheless with the ability to put away cash for long-term financial savings. In accordance with the report, it takes a minimal wage of $124,467 for a single grownup to stay comfortably there.

In accordance with a 2023 report from Hawaii Governor Josh Inexperienced, the Aloha State’s housing market is the most costly within the nation, and an annual earnings of $252K could be wanted to afford a median-priced new residence.

West Virginia, in the meantime, was discovered to be the most cost effective state for single adults, the place a wage of “solely” $80,829 is required to stay comfortably. Housing in West Virginia is 27% decrease than the nationwide common, and utilities are 6% decrease, in response to RentCafe. Nonetheless, which means that in the whole U.S., having a wage beneath $80,829 means you will not be “snug.”

Listed below are the ten most (and least) costly states for a single grownup with no kids.

Most Costly States for a Single Grownup With No Children to Stay Comfortably

1. Hawaii

Earnings wanted for a single grownup, 2025: $124,467.20

2. Massachusetts

Earnings wanted for a single grownup, 2025: $120,140.80

3. California

Earnings wanted for a single grownup, 2025: $119,475.20

4. New York

Earnings wanted for a single grownup, 2025: $114,691.2

5. Washington

Earnings wanted for a single grownup, 2025: $109,657.60

6. New Jersey

Earnings wanted for a single grownup, 2025: $108,992.00

7. Maryland

Earnings wanted for a single grownup, 2025: $108,867.20

8. Virginia

Earnings wanted for a single grownup, 2025: $106,704.00

9. Colorado

Earnings wanted for a single grownup, 2025: $105,955.20

10. Connecticut

Earnings wanted for a single grownup, 2025: $105,164.80

Least Costly States for a Single Grownup With No Children to Stay Comfortably

1. West Virginia

Earnings wanted for a single grownup, 2025: $80,828.80

2. Arkansas

Earnings wanted for a single grownup, 2025: $81,078.40

3. South Dakota

Earnings wanted for a single grownup, 2025: $82,160.00

4. North Dakota

Earnings wanted for a single grownup, 2025: $82,284.80

5. Kentucky

Earnings wanted for a single grownup, 2025: $83,574.40

6. Oklahoma

Earnings wanted for a single grownup, 2025: $84,281.60

7. Ohio

Earnings wanted for a single grownup, 2025: $84,780.80

8. Alabama

Earnings wanted for a single grownup, 2025: $85,280.00

9. Louisiana

Earnings wanted for a single grownup, 2025: $85,321.60

10. Mississippi

Earnings wanted for a single grownup, 2025: $86,320.00

Click on right here for SmartAsset’s full report.